Six persons believed to be Ghanaians have been arrested and found guilty of various fraudulent acts to the tune of almost £1 million in the UK.
The six are Marcus Carter, also known as Marcus Boahene-Coabbina, 38; Jeffrey Spencer, also known as Victor Templar-Quarshie, 35, and Frank Allan, also known as Frank Templar-Quarshie, 33.
The others are Yaa Abrefa, 37; Abena Amankwaa Frempong, 34 and Craig Apaw, 29.
According to the City of London Police, the three principal suspects, Marcus Carter, Marcus Boahene-Coabbina and Jeffrey Spencer were into the business of the deceiving banks into giving them money.
Their modus operandi was creating make-believe companies to apply for credit from well-known businesses, including American Express and Barclaycard.
Police records indicate that between June 2014 and February 2016, the defendants, using false documents, would buy an inactive company name and appoint a fictitious director.
Once the company had been formally established, fake back-dated accounts were submitted to Companies House which gave the impression that they had a very successful trading history and represented a low credit risk.
They would then make applications to their chosen credit card companies, who after carrying out the necessary checks, were reassured by the false information and approved a line of credit. This gave the fraudsters and their fraudulent companies access to a high credit limit. The suspects would then rapidly spend up to this limit, without making any repayments.
The core offenders involved at every stage were Carter, Spencer and Allan. The investigation found that Abrefa, who is Carter’s ex-partner, aided him by allowing him to use her bank account and registering high-end designer watches, paid for with the proceeds, in her own name. Amankwaa Frempong, who is Carter’s ex-partner, would buy goods in her name with the fraudulently obtained cards, which he then exported back to Ghana. Apaw assisted Carter by collecting a £8,250 Rolex watch when Carter was in prison and passing this to Frempong, which she then pawned for cash.
This case was initially reported to the City of London Police as a case of a fraudulent application for, and subsequent use of American Express corporate cards. When the investigation into this criminality started, a wider criminal network was uncovered.
The items that were bought included electronics, lease vehicles and high-end watches, to the value of £945,936. The goods would then be delivered to virtual offices opened in the same fictitious details as the companies themselves. Once the goods were delivered, they were immediately removed and the suspects moved on.
The suspects also specifically targeted London-based private hire taxi company Addison Lee Group to make journeys which they failed to pay for. On uncovering this, Addison Lee Group were able to provide journey history and call recordings which showed the group’s whereabouts at given times and was a means of identifying the members.
Marcus Carter who is currently serving a prison sentence at HMP Wandsworth for an unrelated matter, pleaded guilty to conspiracy to defraud and conspiracy to acquire criminal property. He was sentenced to seven years and two months in prison. He has also been disqualified from being a company director for 12 years.
Jeffrey Spencer was found guilty of conspiracy to defraud, conspiracy to acquire criminal property and failing to disclose the PIN to his two mobile phones and was sentenced to nine years in prison. He has also been disqualified from being a company director for 12 years.
Frank Allan, was found guilty of conspiracy to defraud, conspiracy to acquire criminal property, possession of a false identity document with improper intention and failing to disclose the PIN to his mobile phone and was sentenced to seven years and nine months in prison. He has also been disqualified from being a company director for 10 years.
Yaa Abrefa, Abena Amankwaa Frempong and Craig Apaw were all found guilty of conspiracy to acquire criminal property. A sentenced will be delivered in the New Year.
Fraud Investigator and officer in charge of the case, Andy Cope, said:
“These three men thought they could get away with their devious crimes, however the Fraud Squad’s investigation has uncovered the full extent of their complex fraudulent activity.”
“Today’s sentencing should serve as a warning to those who are thinking about committing similar offences; this is not a victimless crime. We work tirelessly to pursue fraudsters to make sure that justice is served.”
“The POCA orders sought by the prosecution today will stop the offenders from being able to re-offend, and will remove any financial benefit they gained from the offending.”
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By: citinewsroom.com | Ghana
