February 18, 2019

Uber, Old Mutual Ghana offer drivers, riders insurance cover

Uber, Old Mutual Ghana offer drivers, riders insurance cover

Uber drivers and riders are to enjoy an Injury Protection, provided by Old Mutual.

Per the agreement, All Uber driver-partners will benefit from this cover from the moment they accept a trip while driving to pick up a rider until the trip ends while riders will also be covered from the time their ride begins until the trip ends.

The packages include:

Medical Cover: If an accident happens On-Trip, this cover reimburses drivers and riders for necessary medical treatment costs up to GHc12,500. In addition, this cover reimburses ambulance service costs.

Death and Funeral Payments: In the unfortunate event that a driver-partner or rider dies as a result of an accident On-Trip, their dependents or heirs will benefit from a lump sum payment of GHc50,000. They will also obtain an amount of GHc5,000 for funeral expenses.

Permanent Disability Payments: In the unfortunate event that a user suffers a permanent disability as a result of an accident On-Trip, they will benefit from a lump sum payment up to GHc50,000. The amount depends on the severity of the disability.

Daily Payment Benefit for Drivers (injury): If a driver is hospitalized for more than 48 hours as a result of an accident that happened On-Trip and are thereafter unable to drive because of those injuries, they will receive a daily payment of GHc50 for up to 30 days whilst they are medically certified by a doctor as unfit to work.

Source: Uber Ghana

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