Uber drivers and riders are to enjoy an Injury Protection, provided by Old Mutual.
Per the agreement, All Uber driver-partners will benefit from this cover from the moment they accept a trip while driving to pick up a rider until the trip ends while riders will also be covered from the time their ride begins until the trip ends.
The packages include:
Medical Cover: If an accident happens On-Trip, this cover reimburses drivers and riders for necessary medical treatment costs up to GHc12,500. In addition, this cover reimburses ambulance service costs.
Death and Funeral Payments: In the unfortunate event that a driver-partner or rider dies as a result of an accident On-Trip, their dependents or heirs will benefit from a lump sum payment of GHc50,000. They will also obtain an amount of GHc5,000 for funeral expenses.
Permanent Disability Payments: In the unfortunate event that a user suffers a permanent disability as a result of an accident On-Trip, they will benefit from a lump sum payment up to GHc50,000. The amount depends on the severity of the disability.
Daily Payment Benefit for Drivers (injury): If a driver is hospitalized for more than 48 hours as a result of an accident that happened On-Trip and are thereafter unable to drive because of those injuries, they will receive a daily payment of GHc50 for up to 30 days whilst they are medically certified by a doctor as unfit to work.
Source: Uber Ghana