Ghana’s mobile money ecosystem recorded a significant rise in transactional activity in April 2025, with the total value of transactions reaching a record GHC 365.0 billion, according to the latest summary of economic and financial data published by the Bank of Ghana.
This represents a month-on-month increase of 3.8% from GHC 351.7 billion recorded in March 2025. It also marks the highest monthly value since the beginning of the year, underscoring the growing reliance on mobile financial services for both personal and business transactions.
In tandem with the value surge, the number of mobile money transactions also rose, climbing from 764 million in March to 778 million in April. The continued expansion highlights mobile money’s pivotal role in promoting financial inclusion and streamlining digital payments nationwide.
The data further indicates a steady increase in mobile money usage, driven by rising mobile penetration, agent network growth, and the convenience of mobile-based financial platforms.
Analysts expect the trajectory to continue upward as Ghana’s digital economy deepens, and regulatory support remains favourable.
