The Governor of the Bank of Ghana, Dr. Johnson Asiama, has called for a forward-looking approach to strengthen public trust in the Cedi as the nation navigates rapid changes in the global monetary landscape.
Speaking at the Currency Anniversary Conference in Accra on Tuesday, November 18, 2025, as part of activities marking the Cedi@60 celebration, Dr. Asiama said every generation holds its own memory of the national currency, making it important to consider how young Ghanaians will relate to the Cedi in the coming years.
“Young Ghanaians are growing up in a world where value is moved instantly, where digital interaction is second nature, and where expectations of transparency and accountability continue to rise,” he noted.
He emphasised that the trust future generations place in the Cedi will depend on the credibility of the institutions that manage it.
“Part of our responsibility as policymakers, technicians, and leaders is to ensure that the Cedi—however it is accessed—continues to serve these aspirations,” he said.
Dr. Asiama explained that major shifts around the world are redefining the nature of money.
He cited the rapid expansion of digital payments, global advances in electronic and tokenised currencies, and the growing influence of artificial intelligence on authentication, security, and financial systems.
“At the same time, global uncertainty, geopolitical realignment, and technology dependence all create new vulnerabilities for economies like ours,” he added.
These developments, he said, are already influencing how Ghanaians earn, save, trade, and plan for the future, underscoring the need for steady leadership, strategic prioritisation, and stronger institutional coordination.
He stressed that while digital finance continues to grow, cash remains essential for financial inclusion.
“Cash continues to play a critical role in inclusion and is essential even as digital channels expand convenience,” Dr. Asiama stated.
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