In an era where the world has become a global village, people are constantly on the move for work, family, and leisure.
The importance of international health insurance, specifically a comprehensive travel insurance plan, cannot be overstated.
As the boundaries that once defined nations blur, the need for healthcare coverage for Ghanaians extends beyond one’s home country.
Ghana has made significant progress in healthcare provision over the years, boasting improved access to medical facilities and well-trained healthcare professionals. However, even as the nation’s healthcare infrastructure continues to evolve, residents are increasingly recognizing the importance of safeguarding their health against unforeseen challenges, both at home and abroad, with the right insurance company in Ghana.
This article delves into the crucial topic of international health insurance complemented by travel insurance, and why it holds paramount significance for Ghanaians. We will explore the benefits that come with such coverage and why Prudential Life Insurance Ghana could be your trusted partner.
Prudential has ventured into the rapidly growing African life insurance industry and now operates in markets including Ghana, Kenya, Uganda, Zambia, and Nigeria. The company underwent a demerger of its UK and Europe business, M&GPrudential, in 2019, and its US business, Jackson, in 2021, to concentrate on its Asia and Africa businesses.
Today, Prudential plc provides life and health insurance and asset management, with a primary focus on Asia and Africa. The insurance company in Ghana is dedicated to making healthcare affordable, accessible, and promoting financial inclusion. They safeguard people’s wealth, assist in asset growth, and empower individuals to save for their goals.
The Prudential Travel Insurance Plan stands as one of the best international health insurance policies available to Ghanaians. While insured under this plan, the company can cover up to USD150,000 for your medical and hospitalization expenses when you are away from home.
The healthcare services also encompass dental care for the treatment of pain, infection, and tooth removal, with a maximum expenditure of up to USD 1,000.
This comprehensive travel insurance package includes additional benefits such as emergency medical evacuation in the event of an accident or sudden illness occurring abroad.
Here are the details of the medical and emergency assistance offered under this international health insurance:
- Medical Expenses and Hospitalization of the Insured Abroad: Covers costs of surgery, medical fees, and pharmaceutical products, up to USD150,000.
- Emergency Medical Evacuation: Provides coverage for the insured in case of an accident or sudden illness, up to USD150,000.
- Emergency Dental Care: Includes treatment for pain, infection, and removal of the affected tooth or teeth, with coverage of up to USD 1,000.
- Repatriation of the Mortal Remains: In the unfortunate event of the insured’s passing, covers up to USD 30,000.
- Repatriation of Family Member: If the insured is hospitalized for more than ten days due to sudden illness or accident or in the case of their demise, the coverage extends up to USD 10,000.
- Emergency Return Home: Should the insured’s trip be interrupted by the death of a close relative, coverage is provided up to USD 5,000.
- Travel of Immediate Family Member: In case the insured is hospitalized for more than five days due to a covered accident or illness, one immediate family member can be covered with a maximum of USD 1,000 per day.
The Prudential Travel Insurance Plan offers different options tailored to prospective insurers based on their preferred geographical locations, including Schengen/Europe, Worldwide, Worldwide1, and Zone I.
The policy features an Alarm (Emergency) Center where claimants can address concerns or initiate a claim. Premiums for this insurance policy are determined by the duration of travel, the chosen level of cover, and the insured person’s age. For more information on the Prudential Travel Insurance Plan, visit their website HERE.